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How to Prepare for Back to School Without Breaking the Bank

Jul 20, 2024 02:17PM ● By Marie Lewis

As summer winds down, the excitement of a new school year begins to build. However, for many families, back-to-school preparations can be a significant financial burden. With some careful planning and savvy shopping, it's possible to equip your children for the new school year without breaking the bank. Here are some practical tips to help you get started.

Create a Budget and Stick to It

Start by assessing your finances and determining how much you can realistically spend on back-to-school supplies. Make a list of essential items your child needs, such as notebooks, pens, backpacks, and clothing. Having a clear budget and list will help you avoid impulse purchases and stay focused on necessities.

Shop Early and Look for Sales

Retailers often start back-to-school sales as early as July. Keep an eye out for deals and discounts, and don't be afraid to shop around to find the best prices. Many stores offer significant savings on school supplies during this period, so it's worth starting your shopping early.

Take Advantage of Tax-Free Weekends

Many states, including Kentucky, offer tax-free weekends in August, where sales tax is waived on school supplies, clothing, and sometimes even electronics. This can lead to substantial savings, especially if you have multiple children to shop for. Check the dates and plan your shopping accordingly.

Buy in Bulk

Items like pens, pencils, notebooks, and paper are often cheaper when bought in bulk. Consider teaming up with other parents to buy larger quantities and split the cost. Wholesale clubs like Costco or Sam’s Club can offer good deals on bulk purchases.

Reuse and Recycle

Before buying new items, take stock of what you already have at home. Gently used backpacks, lunchboxes, and clothing can often be reused. Encourage your children to take good care of their school supplies throughout the year to extend their lifespan.

Shop Second-Hand

Thrift stores, consignment shops, and online marketplaces like eBay or Facebook Marketplace can be treasure troves for gently used clothing and school supplies. You can often find high-quality items at a fraction of the cost of new ones.

Use Coupons and Cashback Apps

Clip coupons from newspapers, magazines, or online coupon sites. Additionally, consider using cashback apps and websites like Rakuten, Ibotta, or Honey to earn money back on your purchases. Many of these platforms offer special deals for back-to-school shopping.

DIY Supplies

Get creative and make some of your school supplies at home. Personalized notebooks, decorated binders, and handmade pencil cases can be fun projects to do with your kids and can save you money.

Look for Community Resources

Many communities offer resources for families in need, such as free school supply drives, clothing giveaways, and discount programs. Check with local churches, community centers, and non-profit organizations to see what’s available in your area.

Plan Lunches and Snacks

Buying pre-packaged snacks and lunches can add up quickly. Instead, plan and prepare homemade lunches and snacks. This not only saves money but also allows you to provide healthier options for your children.

Preparing for the new school year doesn't have to be a financial strain. By planning ahead, taking advantage of community resources, and being a savvy shopper, you can ensure your children have everything they need for a successful school year without overspending. Happy shopping, and have a great school year!


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